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Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic#0G89328) and is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (NAIC #0361-23469) and American Southern Home Insurance Company (Lic. No 2222-8). Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms . (c) 2026 American Modern Insurance Group, Inc.  

Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

Wellness Rewards is marketed and administered by Embrace Pet Insurance Agency, LLC. It is NOT INSURANCE and is not a regulated benefit. It is offered as an optional wellness membership plan. Your use of Wellness Rewards is based on an annual maximum. Your use of Wellness Rewards may result in liability for outstanding fees if you terminate your membership before the expiration of the 12-month membership period. Wellness Rewards is not available in RI. For full terms, visit www.embracepetinsurance.com/wellness-rewards-terms-of-service

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Chyrle Bonk DVM

Chyrle Bonk DVM holding a cat in front of a bookcase.

Chyrle Bonk DVM

Chyrle Bonk - Doctor of Veterinary Medicine & Writer|LinkedIn

Chyrle Bonk has been practicing veterinary medicine since 2010. Along with that, she fills her time writing veterinary content as a way to reach more pet owners than just those that come into the clinic. When not working, Dr. Bonk loves spending time with her family and critters somewhere outdoors.

A small white Chihuahua with large, expressive dark eyes nestled closely in its owner's arms, appearing wide-eyed and uneasy. This image perfectly captures the moment many pet parents start asking why is my dog shaking, especially with small breeds like Chihuahuas that are prone to trembling.

My Dog is Shaking: Should I Be Worried?

Costs and coverage

Tabby and white cat outdoors throwing up clear liquid on the grass, illustrating common causes of cat vomiting.

Why Is My Cat Throwing Up?

Breed knowledge

Meet the Lovable Mutt Dog

What Is a Mutt Dog? What is a Mutt Breed?

Breed Knowledge

Veterinarian Examining Border Collie's Paw

How Much Does a Vet Visit Cost? Vet Check-Up Cost & Emergency Visit Pricing

A veterinarian examines a white kitten

Vet Visits for Cats: What is the Average Cost of a Vet Visit for a Cat Without Insurance?

Costs & Coverage

A person cleaning a modern litter box while a tabby cat sits nearby

How Often Should Cats Poop: Do Cats Poop Every Day?

Pet Health

Adorable picture of a cat sneezing.

Why Is My Cat Sneezing a Lot? Understanding Why Your Cat Keeps Sneezing

Pet Health

This peaceful tabby cat demonstrates why cats are nocturnal animals, resting comfortably during daytime hour.

Are Cats Nocturnal: Understanding their Crepuscular and Diurnal Behaviors

Pet Care

Dog with a toothbrush to prevent tooth decay.

Understanding Dog Tooth Decay Stages

Cat Receiving Rabies Vaccine at Vet Clinic

The Rabies Vaccine: How Much is a Rabies Shot for Cats?

Costs & Coverage

Kittens for when do cats stop growing

When Do Cats Stop Growing? When are Cats Fully Grown?

Pet Health

What can cats not eat - cat licking his face

What Can Cats Not Eat? Toxic Foods Every Cat Owner Should Know

Pet Health

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Meet more of the editorial team

Krista Watson
Shannon Byers
Dr. Jacqueline Brister
DVM
Dr. Patty Khuly
VMD MBA
Embrace Pet Insurance
Roxanne Hawn